Senior Risk Associate
Geli
Operations
United States · Remote
Posted on Sunday, September 10, 2023
EnFin seeks an energetic associate/ senior risk associate with prior experience in credit risk and compliance to work on risk initiatives for the EnFin consumer lending platform. The ideal candidate is an experienced professional with compliance, credit risk & risk management skills. Experience in the fintech lending sector is a plus. This employment opportunity is eligible for remote work, however, Hybrid or Onsite work may be required for candidates residing within a 30-mile radius of any of our corporate offices in the following locations: San Francisco, CA; Irvine, CA; and Teaneck, NJ.
Responsibilities
- Provide compliance support and ensure key compliance initiatives are operationalized.
- Collaborate with other team members in operations and IT to ensure implementation of compliance & risk policies and procedures.
- Assist with Audit and internal review to ensure Enfin practices stay consistent with regulatory expectations.
- Develop recommendations to adjust credit policies by analyzing credit and financial performance.
- Assist the Director of Credit and or Compliance Manager in managing the compliance policies and procedures.
- Work with technology and risk team as a key back-up for the decisioning engine.
- Assist the risk team in implementing, designing and conducting tests of internal controls and provide findings to senior executives.
Required Qualifications
- 3+ years experience in credit risk management and compliance.
- Demonstrated track record in consumer lending /compliance.
- Familiarity with compliance regulations as it pertains to consumer lending industry.
- Good knowledge of Consumer and Commercial credit risk concepts
- Detail oriented and well organized
- Has understanding of quantitative concepts as they pertain to credit scorecard development and performance management.
- Excellent oral and written communication skills with the ability to communicate with executives
- Entrepreneurial and flexible mindset with demonstrated ability to thrive in a high-growth environment
Preferred Qualifications
- Experience in the fintech and/or B2B2C lending sectors
PHYSICAL, MENTAL & ENVIRONMENTAL DEMANDS:
To comply with the Rehabilitation Act of 1973 the essential physical, mental and environmental requirements for this job are listed below. These are requirements normally expected to perform regular job duties. Incumbent must be able to successfully perform all of the functions of the job with or without reasonable accommodation.
Mobility
Standing
20% of time
Sitting
70% of time
Walking
10% of time
Strength
Pulling
up to 10 Pounds
Pushing
up to 10 Pounds
Carrying
up to 10 Pounds
Lifting
up to 10 Pounds
Dexterity (F = Frequently, O = Occasionally, N = Never)
Typing
F
Handling
F
Reaching
F
Agility (F = Frequently, O = Occasionally, N = Never)
Turning
F
Twisting
F
Bending
O
Crouching
O
Balancing
N
Climbing
N
Crawling
N
Kneeling
N